The business bank. Built for Swedish founders.

Starting a business takes time. Getting a bank account shouldn't. Be up and running in days.

100% digital application, no meetings required.

Licensed Nordic bank. Deposits guaranteed up to 1,050,000 SEK.

The cheapest business account in Sweden.*

  • 4.5

    9,000+ Trustpilot reviews

  • 1400 +

    Swedish businesses join every month

  • 1.05 M SEK

    Guaranteed deposits

  • 36 SEC

    average support response time

Every day waiting is a day without your business.

When starting an AB, other banks make you book an appointment. Sit on hold. And wait some more. Then, they charge up to 2 500 SEK for the hassle. We don’t.

Make life as a small business owner easier.

Every hour on admin is an hour away from your business. VAT, invoices, accounting. It's not why you started. Get a bank that takes most of it off your plate.

  • Plans from 74 SEK/month.
  • Bankgiro, Swish, and international payments from day one.
  • Free accounting integrations on all plans.
  • VAT is automatically set aside every time you get paid.
  • Pay your bills in bulk with just a tap.

Get your business started in three steps.

  • 1

    Apply digitally

    Download the app to apply. Choose your plan. It only takes a few minutes.

  • 2

    Get approved

    We review your application and get back to you as fast as possible. No meetings required.

  • 3

    Ready to go

    Get your Bankgiro in the app. Integrate the accounting. Pay and get paid from day one.

A fully licensed Nordic bank.

  • Deposits protected up to 1,050,000 kr.
  • 4.6 stars on Trustpilot from 9,000+ Swedish reviews.
  • 1,400+ Swedish businesses join us every month.
  • Support every weekday: 36 seconds response time on average.

Why Lunar is your best option

BankStartavgiftÅrliga kostnaderFörsta årets kostnad
Lunar Bank - Simple295 kr890 kr1.185 kr
Lunar Bank - Essential0 kr1.190 kr1.190 kr
Ekobanken MedlemsbankN/A1.490 kr1.490 kr
SVEA0 kr1.788 kr1.788 kr
Ålandsbanken1.150 kr696 kr1.846 kr
Sparbanken Syd1.500 kr800 kr2.300 kr
JAK Medlemsbank1.950 kr588 kr2.538 kr
SEB2.500 kr600 kr3.100 kr
Handelsbanken2.500 kr900 kr3.400 kr
Danske Bank2.500 kr1.188 kr3.688 kr
Länsförsäkringar Bank2.500 kr1.200 kr3.700 kr
Nordea2.500 kr1.300 kr3.800 kr
Handelsbanken2.500 kr1.400 kr3.900 kr

Ansök om ett konto på några få minuter.

Få svar på dina frågor.

Sådan får du dit CVR-nummer:

  • 1

    Apply in minutes

    Download the app to apply. Choose your plan. It only takes a few minutes. No appointment needed.

  • 2

    Get approved

    Once approved, transfer your share capital to your new Lunar account. This is a legal requirement for registering a limited company. We will walk you through it.

  • 3

    Bank certificate

    We verify your deposit and send the bank certificate directly to Bolagsverket. This happens as soon as we confirm your transfer

  • 4

    Your company is registered

    Bolagsverket confirms your business has been created and gives you your org number. You bring that back to us so we can open your account

  • 5

    Done. Your account is now active

    Create your Bankgiro in the app. Connect Fortnox. Swish Företag, Autogiro, and international payments ready from day one. Back to business.

The easy part.

Apply for your business account in minutes. 100% digital. No meetings. Done.

Apply for your business account in minutes. 100% digital. No meetings. Done.